Address
4514 Neptune Drive, HERNANDO BEACH, FL
Price
$ 599,000
Property Attributes
- MLS#W7888889
- TypeSingle Family
- Listing Status Active
- CountyHernando
- CityHERNANDO BEACH
- AreaSpring Hl/Brksville/WeekiWachee/Hernando Bch
- NeighborhoodGULF COAST RET
- Zip34607
- StyleElevated
- Year Built1992
- Taxes$ 3611
- Price$ 599,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1993
- Lot Size0.17 Acres
Data Source:
Stellar MLS
Property Description
Experience the HERNANDO BEACH WATERFRONT LIFESTYLE in this DIRECT GULF ACCESS home situated on an OVERSIZED CUL-DE-SAC LOT with approximately 120 FEET OF CONCRETE SEAWALL and a FLOATING DOCK. Located just off the MAIN HERNANDO BEACH CHANNEL, this waterfront property offers easy access to the Gulf for boating, fishing, kayaking, paddleboarding, scalloping and sunset cruises. The second level offers 1,389 SF OF LIVING AREA with a desirable SPLIT-BEDROOM FLOOR PLAN featuring 2 bedrooms, 2 bathrooms and an expansive 376 SF SCREENED WATERFRONT PORCH. The ground level includes a 2-CAR GARAGE plus approximately 604 SF OF AIR-CONDITIONED FLEX SPACE currently utilized as a bedroom and game/entertainment room, providing additional space for a home office, gym, hobby room, recreation area or storage. A covered entry welcomes you into a soaring foyer and bright, open main living area featuring VAULTED CEILINGS, wood-look laminate flooring and an abundance of natural light. Four-panel POCKET SLIDING GLASS DOORS open the living area to the SCREENED UPPER-LEVEL PORCH, creating seamless indoor/outdoor living with beautiful WATER VIEWS. The family and dining areas flow into the beautifully UPDATED KITCHEN (2022), featuring QUARTZ COUNTERTOPS, custom blue cabinetry with accent glass doors, QUARTZ BACKSPLASH, under-cabinet lighting, STAINLESS STEEL APPLIANCES and porcelain wood-look tile flooring. A charming breakfast nook surrounded by BAY WINDOWS features custom lighting and plant shelves, while a pantry closet provides additional storage. The spacious PRIMARY SUITE features a vaulted ceiling, WALK-IN CLOSET and French doors with built-in blinds opening directly to the screened waterfront porch. The primary bathroom offers a FLOOR-TO-CEILING TILED WALK-IN SHOWER, jetted garden/Jacuzzi tub and granite-topped vanity. The second bedroom also enjoys a WATER VIEW, while the guest bathroom features a Corian countertop vanity and custom FLOOR-TO-CEILING TILED SHOWER. For added convenience, the LAUNDRY ROOM IS LOCATED ON THE UPPER LEVEL. Step outside to enjoy the FLORIDA WATERFRONT LIFESTYLE with a spacious backyard, covered and screened outdoor living areas, approximately 120 FEET OF CONCRETE SEAWALL and a FLOATING DOCK. With the MAIN HERNANDO BEACH CHANNEL just moments away, you can be on your boat and headed toward the Gulf in no time. Additional features include a 2-CAR GARAGE, 30-AMP RV PLUG in the garage, newer front storm doors and a WATER SOFTENER SYSTEM installed in 2019. CURRENT TRANSFERABLE FLOOD INSURANCE IS APPROXIMATELY 1,486 dollars PER YEAR, representing 4,771 dollars IN ANNUAL SAVINGS compared with the quoted cost of a new FEMA flood policy. The home also benefits from multiple WIND MITIGATION DISCOUNTS, with the seller's homeowners insurance premium reported at LESS THAN 3,000 dollars PER YEAR. Located in the vibrant Hernando Beach Waterfront Community surrounded entirely by the Weeki Wachee Preserve and the GULF, residents enjoy hiking, boating, kayaking, paddleboarding, and fishing. Just minutes from Weeki Wachee Springs State Park, plus nearby shopping, dining, and medical facilities. The area is GOLF CART FRIENDLY, allows SHORT-TERM RENTALS, and has NO HOA, CDD or DEED RESTRICTIONS, making it ideal for full-time living, a vacation home, or a high-performing investment property. With convenient access to the Suncoast Parkway, commuting to Tampa, Brooksville, and surrounding areas is easy.
| Elementary School | Middle School | High School |
|---|---|---|
| Westside Elementary-HN Elementary School | Fox Chapel Middle School Middle School | Weeki Wachee High School High School |
| Price History | |
|---|---|
| 8/26/2026 | Listed $610,000 |
| 9/16/2026 | 2$599,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Central |
| Cooling | Central Air |
| Utilities | Cable Connected,Electricity Connected,Public,Sewer Connected,Water Connected |
| Possession | Close Of Escrow |
| Roof | Shingle |
| Appliances | Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener |
| Zoning | R1B |
| Garage Spaces | 2 |
| Patio/Porch Features | Covered,Patio,Porch,Rear Porch,Screened |
| Architectural Style | Elevated |
| Construction Materials | Vinyl Siding,Wood Frame (FSC Certified) |
| Pets Allowed | Yes |
| Year Built | 1992 |
| View | Water |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Waterfront Features | Canal Front,Gulf/Ocean Front,Waterfront,Canal - Saltwater |
| Community Features | Canal Front,Gulf/Ocean Front,Marina,Public Boat Ramp,Water Access,Waterfront,Golf Carts OK |
| County | Hernando |
| New Construction | false |
| Property Type | Residential |
| Attached Garage | true |
| Subdivision Name | GULF COAST RET |
| Facing Direction | West |
| Garage Y/N | true |
| Total Rooms | 4 |
| Full Baths | 2 |
| Status | Active |
| Directions | North on Shoal Line Blvd ..bear left Calienta St to left on Flamingo Blvd to Rt on Neptune to cul-de-sac |
| High School | Weeki Wachee High School |
| City | HERNANDO BEACH |
| Body of Water | GULF |
| Senior Community Y/N | false |
| MLS Area | 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 7510 |
| Carport Y/N | false |
| Listing Terms | Cash,Conventional,FHA,VA Loan |
| Elementary School | Westside Elementary-HN |
| Land Lease Y/N | false |
| Tax Annual Amount | 3611.38 |
| Middle/Junior High School | Fox Chapel Middle School |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | true |
| Virtual Tour | https://www.propertypanorama.com/instaview/stellar/W7888889 |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Occupancy Type | Owner |
| Tax Lot | 11 |
| Legal Description | GULF COAST RET UNIT 4 BLK 26 LOT 11 |
| Water View | Canal |
| Water Access Type | Canal - Saltwater,Gulf/Ocean |
| Minimum Lease | No Minimum |
| Water Access Y/N | true |
| Additional Rooms | Family Room,Great Room,Inside Utility |
| Water View Y/N | true |
| Flood Zone Code | AE |
| In Law Suite YN | false |
| DockY/N | true |
Interior Features
| Interior Amenities | Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s) |
|---|---|
| Flooring | Carpet,Laminate,Porcelain Tile |
| Furnished Y/N | Unfurnished |
| Total Stories | 2 |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | false |
| Laundry Features | Electric Dryer Hookup,Inside,Laundry Closet,Upper Level |
| Total Bedrooms | 3 |
| LivingAreaSource | Estimated |
| Total Baths | 2 |
Exterior Features
| Exterior Amenities | Balcony,French Doors,Sliding Doors,Storage |
|---|---|
| Parking Features | Garage Door Opener |
| Lot Features | Cleared,Cul-De-Sac,Flood Insurance Required,FloodZone,Near Marina,Near Public Transit |
| Water Source | Public |
| Lot Size Area | 7510 |
| Foundation Details | Stilt/On Piling |
| Spa | false |
| Building Area Total | 3621 |
| Lot Size Acres | 0.17 |
| Road Surface Type | Paved,Asphalt |
| Private Pool | false |
| Waterfront Y/N | true |
| Covered Spaces | 2 |
| Road Frontage Type | Street Paved |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 34607
Price
Taxes
Year Built
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 21, 2026 1:27 AM UTC
he information contained herein has been provided by REALTORS® Association of Citrus County, Inc. This information is from sources deemed reliable but not guaranteed by REALTORS® Association of Citrus County, Inc. The information is for consumers' personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing. The information contained in this web site is believed to be reliable but is not guaranteed.
